We believe that it is completely unreasonable and unethical to expect anyone who is struggling with debt to pay exorbitant fees for a debt relief solution. This is why you will find that our fees are among the lowest in the industry. And if you happen to find a price lower than ours, we will happily beat it. Your quote must be in writing, and the guarantee is applicable to Debt Agreement Administrator fees only, exclusive of government fees and charges, and of dividends to your creditors.